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No.1479�@[ scFnNzkxF ]�@Name�FLeonard�@Date�F19/05/14 (Tue)

I never went to university al4a mobile Carpenter said on a July 31 conference call with analyststhat Ally's losses in 2009 and 2010, along with the legacyResCap issues and heavy government ownership, "have led ourregulators to apply a substantially higher bar to Ally than toany other bank.

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